Myths about Travel Insurance you should stop Believing Now

Most people nowadays have understood the significance of travel insurance but, there are few who have some preconceived ideas & misconceptions that stop them from getting travel insurance.

Read on to know the Myths about travel insurance. 

·         Everything Will Fall in Place on the Trip

One of the most prevalent misconceptions thought to be true by travelers. People think that nothing wrong can happen to them on a trip because they have never dealt with any unfortunate or unforeseen event during several trips domestically & abroad. But what if something doesn’t fall in place or you get trapped into unavoidable situations like passport theft, sudden illness, trip cancellation, and missed flights.

·         Existing Life Insurance Policy is Enough

Many people are under the impression that their existing life insurance or health insurance will cover them at the times of emergencies overseas. While some medical insurance policies do provide coverage globally for short trips but what if your trip is delayed or you have to cancel your trip short to return home to be there with an ailing family member?

In such scenarios, there is nothing your life insurance policy can do to cover your financial losses.

·         Can Delay Getting Travel Insurance for Later

Most people don’t purchase the travel insurance at the time of booking tickets and accommodation for the trip. This belief can defeat the whole purpose of getting travel insurance as things can go haywire anytime.

Travel Insurance can prove helpful at times of emergency flight cancellation, medical emergencies, loss of belongings and so on. But for taking benefits like covering your pre-paid holiday with its trip cancellation feature you should get travel insurance on the time of flight booking.

·         Air Company will Cover for Cancelled or Delayed Flight

The Air Company is not likely to compensate you for a purchased flight, unless it is not an unavoidable situation. But travel insurance policy can cover you for the cost of the flight ticket in case your flight was delayed due a genuine reason like bad weather or medical emergency and so on.

·         Every Travel Insurance Plan Delivers the Same

There are distinct types of travel insurance plans that you could choose from & every travel insurance policy delivers offers few benefits distinct from other. You can get a wide variety of travel insurance policies for different age groups, including holiday activities, and covering global destinations.

 Different policies offer different coverage so, all you need is to look which travel insurance plan addresses you’re travelling needs.

·         Travel Insurance Plan doesn’t cover Pre-existing Medical Conditions

Most travel insurance plans offer coverage for pre-existing medical conditions. However, there might be some terms & conditions related to it but travel insurance does offer cover for pre-existing medical conditions.

·         Travel Insurance is Only for Adventurous People

There are many people who believe travel insurance is for adventurous people not normal travelers.  This myth can put travelers into unwanted situations as insurance plan acts as a safety net in case you are trapped in difficult situations.

·         Getting Travel Insurance is a Complicated Job

Most people don’t get travel insurance as they consider it a difficult task. This is a strong misconception as travel insurance plans are formed to make travel experience relaxing & stress-free for travelers.

In Fact, these days there are online platforms like Travel Insurance Master , that  have narrowed down the best travel insurance companies to help you compare the plans & guide you to choose the best.

·         Short Trips don’t need Travel  Insurance

Unanticipated situations or circumstances like health emergencies or misplacing of passport or other important documents can occur on any trip may it be a short trip or long trip. The risk of emergencies is not governed by the time span of the trip.

·         Travel Insurance Plans are way too Expensive

Travel insurance ensures you to have a stress-free travel experience that allows you to relax and enjoy the whole trip, without stressing about how to handle unwelcome situations or if something goes wrong.

It also saves you from the additional expenses that you can fall victim to for being at a completely strange location. Travel Insurance behaves like a friend to you at new places you want to explore;therefore you shouldn’t stop yourself from purchasing travel insurance for your next trip.